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UNINSURED/UNDERINSURED MOTORIST COVERAGE
According to the Department of Motor Vehicles, Alabama law requires that drivers have auto insurance for all registered vehicles. Unfortunately, there are still uninsured motorists on the road, and when they cause injuries, the victims often face an uphill legal battle to recover damages.
Auto insurance companies are required to offer people an uninsured/underinsured driver insurance (UM/UIM) provision with their policy. If you have these options, you and your family are fortunate.
There are special rules that must be complied with under Alabama law. Failing to follow all of these rules could be devastating to making a fair recovery.
If the other driver has insufficient insurance, lapsed insurance or no insurance and you do not have UM/UIM coverage, there may still be options. Perhaps someone in the negligent driver’s family has insurance that covers him or her. We could also investigate if the owner of the vehicle negligently entrusted the vehicle to the driver and whether the owner has other insurance from which you may recover damages.
Call Jim Dailey to protect your rights under this area of the law.
When You Hire Jim Dailey, You Get Experience,
Knowledge, Quality and Commitment
Jim Dailey is an attorney based in Mobile, Alabama, and serves clients for Car Accidents, Truck Accidents, Motorcycle Accidents, Maritime/Offshore Boating Accidents, Dog bites, Nursing Home Abuse, Work Injuries, Burn Injuries and Wrongful Death throughout the Gulf Coast region in:
Mobile County, Baldwin County, Washington County, Clarke County, Conecuh County, Monroe County, Choctaw County, Escambia County and Marengo County, including Mobile, Wilmer, Prichard, Saraland, Chickasaw, Daphne, Foley, Bay Minette, Gulf Shores, Orange Beach, Fairhope, Bayou La Batre, Coden, Irvington, Grand Bay, Theodore, Semmes, Citronelle, Mount Vernon, Creola, Robertsdale, Summerdale, Elberta, Spanish Fort and Fernland.